Introduction

What to choose: Kazakhstan bank or stock market? The co-founder of Quantum Capital, Akhmet Byashimov, answers this question in an interview with Forbes Kazakhstan. "Kazakhstan's banking system has become much better than it was five years ago. But given the restrictions on deposit rates by the Kazakhstan Deposit Fund (KDIF) and the credit quality of even good banks, the reality is that the stock market today is a more effective means of making passive profits.

Since September 30, 2020, there have been 103 deals on the machine learning algorithm. Of 64 of them or 62.1% were profitable. The average return on all deals was 2.9%. Since last quarter, the algorithm has been selecting an allocation for each trade depending on the probability of success of that trade. Accordingly, not every trade was made at 1% of the portfolio. Efficient capital allocation resulted in a higher weighted average return of 3.7% on each trade.

The HYG index fund consists entirely of high-yield bonds - that is, bonds of companies in poor financial condition that may have losses, falling revenues, lots of debt and other problems. By lending to such companies, investors want to be compensated for the risk they take, and so the returns on such bonds are higher than those of quality issuers. The HYG index fund consists entirely of high-yield bonds - that is, bonds of companies in poor financial condition that may have losses, falling revenues, lots of debt and other problems. By lending to such companies, investors want to be compensated for the risk they take, and so the returns on such bonds are higher than those of quality issuers.

An investment portfolio of only funds - is it wise?

The HYG index fund consists entirely of high-yield bonds - that is, bonds of companies in poor financial condition that may have losses, falling revenues, lots of debt and other problems. By lending to such companies, investors want to be compensated for the risk they take, and so the returns on such bonds are higher than those of quality issuers. Odio felis sagittis, morbi feugiat tortor vitae feugiat fusce aliquet. Nam elementum urna nisi aliquet erat dolor enim. Ornare id morbi eget ipsum. Aliquam senectus neque ut id eget consectetur dictum. Donec posuere pharetra odio consequat scelerisque et, nunc tortor.Nulla adipiscing erat a erat. Condimentum lorem posuere gravida enim posuere cursus diam.

Given the strategy's goal of outperforming the bond market at comparative risk, portfolio instruments should be broadly similar in type. The HYG index fund consists entirely of high-yield bonds - that is, bonds of companies in poor financial condition that may have losses, falling revenues, lots of debt and other problems. By lending to such companies, investors want to be compensated for the risk they take, and so the returns on such bonds are higher than those of quality issuers.

Introduction

From the moment the idea was conceived to the first prototype of the ring, it took about three months. However, progress did not continue at such a rapid pace. At this stage, it was necessary to convince potential customers that rings containing bank cards and other functions are as convenient as possible. It took about a year before the first mass production. One of the main challenges we faced at this stage was the lack of understanding from potential customers about whether these rings would be of interest to ordinary consumers. Such people existed among my acquaintances. They would say: we don't usually wear rings and will never wear them, it's not our style. But when they tried using this device to make payments, at metro turnstiles, or to open electronic door locks at home, their attitude immediately changed.

Now these people wear the rings and cannot part with them because one ring replaces a whole set of other devices and items - not only bank cards, transport cards, but also a storage for personal data, medical insurance, and keys to offices or homes, - Lazarov lists.

According to him, when everyone saw how convenient it really was, customers started approaching the entrepreneur themselves.